Safe

Why pay £23,712 for one night of sex?

If you get a girl pregnant, it will cost you a lot of money - at least £23,000 over 19 years. What could you buy instead?

Would you give a random girl access to your bank account for the next 19 years, just because she looks hot? If you have sex without wearing a condom, that's the risk you're taking.

Having children is expensive. You have to pay for everything from nappies and food to toys and extra furniture. It's estimated that raising a child until they're 21 costs the average couple £140,398. And if you're the father, even if you abandon your family, you'll be forced to contribute to the costs.

Even if you're only earning minimum wage, you'll have to pay around £24 a week. If you're on the UK's average wage, it's £48 a week.

Bling shopping

Royal Suite at the Burj Al Arab hotel: £3,800 per night

Five nights in the Royal Suite at the billion-dollar Burj Al Arab hotel. You'll be met a the hotel in a Rolls Royce, and taken up to the 25th floor in a private lift, where you'll be met by your own private butler. The rooms have rotating beds and Versace bedlinen. You'll have enough left over for dinner at the hotel's Al Muntaha restaurant, which is reached by a virtual submarine ride through the shark-filled aquarium.

Private jet

You could hire a seven-seat private jet for 13 hours, including fuel and a pilot to fly you anywhere you like.

Recording studio

£23,712 would buy you a full-spec Pro Tools system, with the Digidesign Control 24 mixing console, Mac computers, software and interface cards.

Champagne

You could buy 230 bottles of 1999 vintage Louis Roederer Cristal Champagne (if you want the 1990 vintage, you'll only get 92 bottles)

Porsche Boxter

£23,700 will get you plenty on eBay: a 2004 Audi TT, a 2003 Porsche Boxter, a 1997 Mercedes SL60 Convertible or a 2003 BMW Z4.

Rolex diamond watch

You'll have plenty of change left over from buying this 2005 Rolex Daytona White Gold Diamond Dial Mens Watch. £15,500 from eBay (Lawson & Co 023 9247 6888)

Ducati 999 and MV Agusta F4 1000

Not sure which high performance Italian superbike to buy? Buy both. Used top-end bikes rarely cost more than £10,000, so you'll have something left over for safety gear and insurance.

Gold-plated rims

Unfortunately, you can't afford £140,000 for Lexani's top-of-the-line rims (they come encrusted with 63,000 carats of artificial diamond), but a set of custom 24 carat-gold plated rims could cost you around £15,000. Then you'll have money left over for a second-hand Cinquecento to mount them on.

Gold PSP case

The Baby Phat PSP case, designed by hip hop legend Russell Simmons and his wife, is made with a full pound of gold, alligator skin, and yellow and black diamonds. At $35,000 (£20,000), you'll have enough left over to pay a security guard to sit behind you on the bus.